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Reporting a Car Accident (UK)

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September 25, 2025

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When should you report a car accident in the UK? A simple guide for Romford drivers

If you’re involved in a collision, stop safely and check for injuries. Call 999 if anyone is hurt, the road is blocked, or there’s danger (e.g., fuel leak). If it’s minor and safe, move to a secure spot and exchange names, addresses, registration numbers and insurance details with the other driver(s).

You must report to the police within 24 hours if you can’t exchange details at the scene, if someone is injured, there’s damage to property/animals, or it’s a hit-and-run. For non-emergencies, use 101 or the police’s online reporting service.

Tell your insurer as soon as possible — most policies require you to notify them even if you don’t plan to claim. When it’s safe, gather evidence: photos of positions and damage, close-ups of any road signs/markings, dashcam files, time/date/location, and contact details for witnesses. Stay calm, stick to facts, and avoid admitting fault at the roadside.

Quick checklist

Don’t admit liability at the scene

Stop, make the scene safe, call 999 if needed

Swap details or report to the police within 24 hours

Notify your insurer promptly (even with no claim)

Record photos, witness info, time & place

Link: https://www.confused.com/compare-car-insurance/guides/when-should-you-report-a-car-accident

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